Starting July 1st, all loans flagged for sale to Fannie Mae or Freddie Mac will automatically be tested for compliance using the new QM rule.Īt the account level, clients will also have the option of not “turning on” the new QM rules for loans they intend to hold or sell to private investors. In early June, RegsData gave clients the option of testing loans against both the new QM rule and the original QM criteria. Loans with applications dates after July 1st may still be originated using the original QM definition until October 2022 if they are being held in a portfolio or sold to private investors. To recap, loans with application dates on or before June 30th, 2021, and sold to the GSEs, can be qualified using the original General QM rule, the new General QM rule or the Temporary/Patch QM rule based on a loan being eligible for sale to Fannie or Freddie. If that happens, and he is removed, there is a possibility that the new QM rule may be in limbo until 2022.) Supreme Court may soon rule that the President has the authority to remove the head of FHFA. (To add to the complications, there is a possibility that the U.S. The GSEs have also said the new QM definition must be used for any loans sold to Fannie or Freddie before August 31st or any in an MBS pool with an issue date on or before August 1st. This means that loans originated for sale to the GSEs and subject to QM must qualify as a General QM according to the new definition. However, prior to the GSEs’ announcement regarding this provision, the CFPB decided to postpone mandatory compliance with the new definition of QM until October 2022 and will continue allowing the use of the original definition of QM in the interim.ĭespite the CFPB’s delay of the mandatory compliance period, the FHFA is sticking to its plan to use the new definition of QM, starting July 1st. One of the provisions of the PSPA says that after July 1st, 2021, the GSEs can only purchase loans that meet the CFPB’s newly revised definition of QM. Treasury and the Federal Hou sing Finance Agency (FHFA) entered into the Preferred Stock Purchase Agreement (PSPA) to de-risk Fannie Mae and Freddie Mac’s portfolios. It started last December when the Consumer Financial Protection Bureau (CFPB) announced that it would modify the original definition of QM, essentially dropping the debt-to-income (DTI) ratio cap of 43%, in favor of a price-based approach that the preceding director Kathleen Kraninger said at the time “strikes the best balance between assessing consumers’ ability to repay and promoting access to responsible, affordable mortgage credit.”Īt the beginning of this year, the U.S. The definition of QM and the rules used to determine compliance have been a moving target for originators over the last seven months. Starting July 1, there will be a change in definitions of a Qualified Mortgage (QM) and RegsData®, First American’s loan level compliance solution, will be ready to handle them.
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The Dark Presence, some kind of malignant intelligence, tried to manipulate Alan into using that power to free itself from Cauldron Lake, but Alan defeated it at the end of the game-at the cost of trapping himself there. We know from Alan Wake that the power of the Dark Place at the bottom of Cauldron Lake manifests the creations of artists in reality. So we can say pretty definitively that these new videos are far in the future from the original game, and that Alan's new communications are talking about his current state, not his past state. First, the videos are definitely taking place years after the events of Alan Wake-in Vision 01, Alan mentions that it feels like years have passed, but the look of the Vision videos and Alan's longer hair matches what we saw from his Hotline communications in AWE. The three videos provide some very important clues as to what we can expect in a continuation of Alan Wake's story, especially in light of a few hints we got in Control and AWE. The final video, Vision 03, sounds a whole lot like the opening moments of Alan Wake 2-and suggests Alan might finally be able to escape the Dark Place, but not without a serious cost. It can be tough to spot in the darkened building. Look for the third QR code on the second floor of Cauldron Lake Lodge in Episode 4. When Hartman gives you the tour, head up to the second floor and check the small sitting area at the back of the lodge. You won't find another QR code until the start of Episode 4, when Alan wakes up in Cauldron Lake Lodge. Vision 02 is your reward for finding the second code, which discusses Alan's writing process for trying to use the power of the Dark Place. The second QR code is found in Alan and Alice's New York apartment in his office. The good news is that you'll return to the New York flashback a couple more times during the course of the game, and the code will be waiting in each of them if you miss it here. Head into Alan's office to check the new book covers Alice has made for him and you'll spot the QR code on the wall-but make sure you snap a shot or scan it before interacting with the book, or you'll end the scene. You can find the second QR code during Alan's flashback to New York three years before the events of the game. The video the code links to is called Vision 01, which you can watch on YouTube here. You'll run right past the first QR code as you make your way toward the lighthouse early in Episode 1. Not far into the level, you'll pass a billboard with some images on it, including a missing poster showing Alan, a shot of the diver, and the QR code. As you wander the dreamscape, you'll leave your car on foot and start making your way to a lighthouse. Alan starts the narrative off by talking about a nightmare he had before arriving in Bright Falls. The first QR code is almost at the very beginning of the game. 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With the release of the AWE DLC expansion for Control, Remedy Entertainment definitively placed its 2010 psychological thriller Alan Wake in the same universe as the 2019 paranormal action game. If you'd rather find them yourself, stop reading now and return after you've completed the game. Warning! This article contains discussion of some secrets and story threads in Alan Wake Remastered. and I edit every character, big edits or small edits. The ones I DO work on heavily are the ones that weren't so complete (Regina, Carnage, Cyber Blue, etc) and I edit the rest to fight mvc2 styled, like giving Beximus' Akuma MvC2 Cancels, fixing a lot of stuff that has to do with gameplay. They already play exactly how i'd want them to play. I truly think the mugen community has made a amazing enough job with making the mvc characters that is in my game (Cyclops, Rogue, Ryu, Akuma, etc) There is no need to make them my self from scratch. About making the characters all from scratch you see what I mean? I have fix everyone's gameplay, mechanics to play mvc2 style and to fight and maneuver good. I don't understand the importance of the super backgrounds? majority of the characters i had to fix have all these pretty hitsparks and well made super backgrounds but the character plays like crap. I could remove everyone's super Bgs and hitsparks all together, they're still be considered playing mvc2 styled. it's just minor graphics, that's not their SYSTEM or MECHANICS. So you say adapting them to the same system, BUT THEY ARE! they are in mvc2 system, but you're talking about graphically things like hitsparks and super Bgs that stuff doesn't mean anything. About the characters sharing the same system Thank you man, I appreciate your response. ShinZankuro said, November 10, 2019, 02:17:22 AM I think the biggest issue is the fact that game looks more like a compilation than a fullgame.If you're really going to make a fullgame, like, REALLY going to build a fullgame then there's some initial suggestions: Just reminding, this feedback is only if you're going to do a fullgame by yourself. It's a fullgame well balanced with a pretty good organization with all characters having a good harmony between then, not only in gameplay but also in visual terms. Take Beximus' Capcom Universe: Nexus of Heroes as a example. All characters using the same hyper combo background, same hit sounds, same super jump codes, etctera. Try adapting all characters into the same system, like. Try to avoid reusing MvC1 intro, instead try to think on a intro "inspired" by MvC1. The intro video really delivers that feeling since there's clashing effects, different versions of characters and especially different styles of gameplay with does not blender well with each other. I think the biggest issue is the fact that game looks more like a compilation than a fullgame.If you're really going to make a fullgame, like, REALLY going to build a fullgame then there's some initial suggestions: Hyper Scape doesn't use a storm or a cloud of gas, instead, as the game progresses areas of the map will decay and all the contents found in a particular section, including the buildings and loot, will vanish, leaving a huge, flat, open area perfect for leaving you caught in a crossfire. By combining the density of its urban planning with this design, Neo-Arcadia makes for frequent combat, which is only accentuated by the rapidly disappearing districts. The design takes inspiration from European architecture crossed with futuristic concepts, creating a hybrid yet beautiful world. Split into nine districts, each with their own landmark (a hotspot), the map has less open space and more urban areas, meaning more buildings and likewise mobile combat. Unlike Fortnite or Warzone, the Neo-Arcadia map is smaller but much more diverse. By giving skills of this degree to its players, Hyper Scape's map design can be tighter, yet deeper than that of other BRs. This means height is no obstacle and likewise, evasive techniques can be airborne since vaulting, double jumping, sliding, mobile abilities and commonplace launch pads remove the need to be boots on the ground. The mobility channels the same sort of movement techniques used in Apex Legends, empowering the verticality of its kits. From explosive mines and domineering walls brilliant for area control through to teleporting or invisibility to help you escape sticky situations, Hacks offer plenty of opportunities to alter the way you play, and they even provide chances to assist your team. These are pick-ups fitting into a competitor's loadout, each offering a unique move or deployable that can drastically shift the pace of a battle. With lower levels of mobility, the accuracy of the shotgun could reign supreme, but the ability to not have to directly hit an opponent makes the grenade launcher much more efficient at bringing down foes, especially in enclosed buildings.Īlongside weapons, Hyper Scape has plenty of abilities, known as Hacks, to play around with. In theory, the shotgun should dominate by being able to unleash large amounts of critical damage at point-blank range, however, the grenade launcher (which is commonplace loot, not a rare weapon) thrashes the shotgun with its high-splash damage proximity mines. The issue with the system, however, is not how it feels but how some of the weapons perform, because in a fast-paced BR, slow playing, close-quarters weapons can be hard to find value in.Īnother great example of this is in close-quarters. The brilliant part of having such a tight-playing FPS system is how it does not limit the player's ability to perform, in fact, it only elevates it. The latter, gunplay, feels fantastic here, actually to the degree of Warzone or Apex's shooter mechanics. The title puts emphasis on three main areas: mobility, abilities, and gunplay. The rest is yet to be explored.īuilt with a similar movement and gunplay feel to Apex Legends, yet based in a Crackdownesque world, Hyper Scape tasks players with being the last team standing in a lobby of 100 players. To be clear, as expansive and brimming with potential as the concept is, the game Hyper Scape is only the BR. In the Hyper Scape, however, users can head to specific places, such as the gruelling, exciting Crownscape, to test their mettle in a state-of-the-art, first-person battle royale. Think of it like Ready Player One's OASIS. A sprawling digital social hub where users are no longer limited by their feeble, physical bodies. Once a pearl of the Solar System, the Earth has become wrought with environmental and social issues, leading residents to look for comfort in a freer, digital world. In the future of 2054, the planet is in a less than desirable place. We are talking about Ubisoft's newly announced Hyper Scape. Set in a digital, futuristic world, this take on BR combines tight gunplay, lightning mobility, and powerful abilities to create an experience like no other. What's more, the overwhelming success of Call of Duty's Warzone proves there is plenty of life to be found, which is why Ubisoft's venture into battle royale is so exciting. Ever since Fortnite took the world by storm, a number of new battle royales have appeared, providing plenty of opportunities to fight for sweet, sweet victory. 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ChatGPT sometimes states the wrong facts.But rewriting your prompt and giving it additional direction will help! If you tried ChatGPT and it produced a generic, mediocre piece of writing, you may have voted “It is not good enough” in the poll.Some skepticism arises from unimpressive initial uses. Answering “What is your interest in ChatGPT?” someone joining the FB group said, “Know thine enemy.” (lol) The LinkedIn group with the same name is exploding as well.Īttitudes vary a lot, though. Our Facebook group ChatGPT, Artificial Intelligence, Prompts, Insights for Recruitment amassed 5.6K+ members in no time I have never seen such growth. My recent LinkedIn poll, “Recruiters: are you already using #ChatGPT in your work to write emails to prospects and other content?” shows an impressive rate of acceptance and interest in ChatGPT. It is filling up, so if you are interested, I recommend signing up. I will cover all things sourcing in this course. ChatGPT competition.Īs a reminder, I am holding a Six-Day Sourcing Bootcamp with Irina ShamaevaMarch 7-16. We will cover principles that are staying and new developments that change the best ways to Google, like the one above, as well as touch on Google vs. Join us at the renewed Boolean Strings Basics & Beyondon March 1-2, 2023. Therefore, remember to add &filter=0 to your search URL to get more results from the same sites. Note that the “include omitted results” option is now hard to reach: Use &start=1 to get to the second and following pages.Following the link, you will arrive at the second page and then all tools, including Instant Data Scraper, will behave again. Add &start= to the end of your search URL, and the familiar view with numbered pages comes back. Chrome extensions and other tools will break over the scrolling format. There is a preference, but it does not influence Google’s behavior (at least for me): Seeing all of your results now requires a lot of scrolling down and pressing the “more results” button. Google has been rolling out continuous scrolling, and it’s a challenge. Where I will cover AI in recruitment as well all tools, techniques, and strategies relevant to sourcing. Six-Day Sourcing Bootcamp with Irina Shamaeva, Bing gets drawn into the task.īing Chat and ChatGPT plug-ins are promising aids in scraping public pages and even cross-referencing information on different sites. I feed Bing a list of companies, starting with one, and increasing the number of fields by which I want to sort. Here is another application: I have a list of candidates and want to know which ones work at midsize companies. That allows to sort and filter by values unavailable on LinkedIn. I do not know how scalable this is, but perhaps we can “softly” teach Bing to create massive scrapes of profile lists. The result is scraped profiles for a list of LinkedIn URLs, where, unlike with SalesQL (which is a great contact finder and scraper), you do not need to log in. Then I asked to add one more URL, three more, and it worked. I repeated the request with only one URL and got the beginning of the table – which Bing gladly generated. It refused, telling me it has no access to the pages – only to search results and its training data. I got a test list of LinkedIn profile URLs and asked Bing to generate a table based on them. Slowly talk Bing into doing the task it had rejected by taking small steps. Start a new chat and repeat the prompt – you might get lucky.If Bing responds to you with its infamous “I am an AI model” or any other objection, do not believe it until you have tried. After Bing’s volatile and “emotional” first day, it was told to say “no” more often than not. As we have all experienced, Bing Chat is “stubborn” and “lazy” (so is ChatGPT). |
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